US banking built for startups - open remotely
Mercury is a US digital business bank built for startups and tech companies. No minimum balance, no monthly fees, powerful API, team permissions, and virtual cards. Accepts international founders remotely - you don’t need to be in the US. The default choice for African founders who have a US entity and need US banking.
Use when
You have a US entity and need a no-fee US business bank account with excellent developer tools, virtual cards, and team access controls.
Skip when
You don’t have a US entity yet. Mercury requires a US-incorporated company to open an account.
Fully accessible to international founders with a US entity (Delaware C-Corp or LLC). Pair with Stripe Atlas for the fastest US incorporation + banking setup. Mercury’s API is excellent for automating financial workflows.
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