The Kenyan bank with real payment APIs
Business banking across a Current, Pay As You Go, Gold and Platinum ladder, with collection accounts, host-to-host connectivity and instant payment API integration.
Use when
You need to integrate collections or payouts with your bank programmatically.
Skip when
You want a simple operating account and will never touch an API, where the ladder is more bank than you need.
This is the one to look at if your product moves money itself rather than just holding it. It publishes host-to-host connectivity and an instant payment API alongside collection APIs, plus Pesalink, bulk payments, an NCBA Till and mobile money, which is a different class of offering from a bank whose digital story ends at internet banking. The account ladder runs Current, Pay As You Go, Gold and Platinum, and Pay As You Go is worth asking about if your transaction volume is lumpy. For funding there is Boosta, an unsecured SME loan, and a start-up incubator financing line run with HEVA for creative-economy founders. Pricing is in the tariff guide, not on the page.
