Set up online payments in South Africa

Map how customers will pay: ecommerce checkout, payment links, subscriptions, in-person card, or pay by bank. Do not choose a gateway before this list is clear.

For a small South African merchant needing online and in-person payments, compare Yoco's gateway, links, and card machines.

For a developer-led checkout or payment orchestration project, evaluate Stitch. Confirm commercial terms and the exact products enabled for your account.

Evaluate Peach Payments when you need ecommerce plugins, subscriptions, hosted checkout, or coverage that may extend beyond South Africa.

Add Ozow when pay by bank is important. Treat it as a bank-payment option rather than a replacement for every card or cash method.

Complete business verification and confirm settlement account, payout timing, refunds, chargebacks, and all fixed or transaction fees in writing.

Integrate in sandbox first. Verify webhook signatures on your backend and make order fulfilment depend on a confirmed server-side payment event.

Run real low-value transactions, refunds, failed payments, and reconciliation before launch. Track approval rate by method after going live.