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Yoco

Online and in-person payments for South African businesses

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Works in AfricaAfrica-built

South African payment tools for card machines, online checkout, payment links, invoicing, and ecommerce integrations.

Facts about Yoco

Category
Payments
Availability
Works in Africa
Countries
πŸ‡ΏπŸ‡¦South Africa
Pricing
Free tier
Typical setup time
1 day
Best for
Ecommerce, Solo founder, SMB
Last verified
Sep 21, 2026

Use when

You run a South African small business and want one provider for online or in-person card payments.

Skip when

Your company settles outside South Africa or you need a multi-country African payments API.

Online gateway signup has no recurring fee on the standard offer; transaction pricing and payout timing depend on the selected product and plan. Published rates (21 Sep 2026): 2.95% excluding VAT on the online gateway with no recurring fee. Card machine rates run 2.5% to 2.7% excluding VAT below R200,000 monthly volume, with custom rates negotiable above that. No setup fee or monthly commitment. Confirm before integrating.

Alternatives

StitchPeach PaymentsOzow

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