Unsecured working capital loans for African SMEs
Lidya is a Nigerian fintech providing unsecured working capital loans to SMEs using alternative credit scoring. Analyses bank statements, transaction data, and business records to approve loans in under 24 hours — no collateral required. Expanding across Africa and Eastern Europe.
Founded
2016Headquarters
Lagos, Nigeria / Prague, Czech RepublicFounders
Tunde Kehinde, Ercin EksinValuation
UndisclosedBanking-as-a-Service API for Nigerian fintechs
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