₦500,000 to ₦1 billion at 9-12% interest for Nigerian businesses
The Bank of Industry's centralised platform for its intervention funds, offering long-term, below-market lending to Nigerian enterprises across sectors.
Use when
You run a Nigerian business with revenue and want cheap long-term debt instead of equity dilution.
Skip when
You are pre-revenue and cannot service debt, or you specifically need non-repayable grant money.
Status (8 Sep 2026): iProgrammes is the single portal for BOI's active intervention funds - availability varies by fund, so check which are open. Terms: loans typically from ₦500,000 up to ₦1 billion depending on the programme and business size, at interest rates generally between 9% and 12% annually, well below commercial rates. The African Development Bank approved a US$200 million facility for BOI to expand long-term financing, with at least 30% expected to reach Nigerian SMEs and a priority on women-owned and youth-led businesses.
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