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Mono
VerifiedOpen banking and financial data API for Africa
Mono provides open banking APIs for Africa — connect to users' bank accounts, fetch statements, verify account balances, and enable direct debit. The backbone of many African fintech products requiring financial data.
Best for
SaaSEarly-stage
Use when
Your product needs to read users' bank account data, verify income, or enable direct debit from Nigerian bank accounts.
Skip when
You only need to collect payments — Paystack handles that; Mono is for reading account data, not receiving money.
CBN-licensed and compliant. Free tier available for development. Nigerian bank coverage is excellent. Ghana and Kenya coverage is growing.
Alternatives
Okra, OnePipe, Pave
Verified Apr 1, 2026