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Mono

Open banking and financial data API for Africa

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Works in AfricaAfrica-built

Mono provides open banking APIs for Africa - connect to users' bank accounts, fetch statements, verify account balances, and enable direct debit. The backbone of many African fintech products requiring financial data.

Facts about Mono

Category
Tech Infrastructure
Availability
Works in Africa
Countries
🇳🇬Nigeria🇬🇭Ghana🇰🇪Kenya
Pricing
Free tier
Typical setup time
< 1 hour
Best for
SaaS, Early-stage
Last verified
Apr 1, 2026May be outdated

Use when

Your product needs to read users' bank account data, verify income, or enable direct debit from Nigerian bank accounts.

Skip when

You only need to collect payments - Paystack handles that; Mono is for reading account data, not receiving money.

CBN-licensed and compliant. Free tier available for development. Nigerian bank coverage is excellent. Ghana and Kenya coverage is growing.

Alternatives

OkraOnePipePave

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