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Payoneer

Get paid from global platforms and marketplaces

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Works in Africa

Payoneer provides payment accounts and cards for freelancers and businesses receiving payments from international clients and platforms like Upwork, Fiverr, Amazon, and Airbnb. One of the most widely used USD receiving tools for Nigerian and Kenyan freelancers. Includes a Mastercard for spending USD globally.

Facts about Payoneer

Category
Cross-border Payments
Availability
Works in Africa
Countries
🇳🇬Nigeria🇬🇭Ghana🇰🇪Kenya🇿🇦South Africa🇪🇬Egypt🇹🇿Tanzania🇺🇬UgandaPan-African
Pricing
Free tier
Typical setup time
< 1 hour
Best for
Solo founder, Agency, SMB
Last verified
Apr 1, 2026May be outdated

Use when

You receive payments from global platforms (Upwork, Fiverr, Amazon) or international clients, and want a USD card for online spending.

Skip when

You need the best conversion rates - Wise typically beats Payoneer on exchange rates for large transfers.

Payoneer is one of the oldest USD-receiving options available to African freelancers and is widely accepted. Withdrawal to Nigerian bank via Payoneer-to-bank transfer is straightforward.

Alternatives

GreyGeegpay💸Wise Business

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