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Payoneer

Get paid from global platforms and marketplaces

Visit WebsiteWorks in Africa

Payoneer provides payment accounts and cards for freelancers and businesses receiving payments from international clients and platforms like Upwork, Fiverr, Amazon, and Airbnb. One of the most widely used USD receiving tools for Nigerian and Kenyan freelancers. Includes a Mastercard for spending USD globally.

πŸ‡³πŸ‡¬NigeriaπŸ‡¬πŸ‡­GhanaπŸ‡°πŸ‡ͺKenyaπŸ‡ΏπŸ‡¦South AfricaπŸ‡ͺπŸ‡¬EgyptπŸ‡ΉπŸ‡ΏTanzaniaπŸ‡ΊπŸ‡¬UgandaPan-African
Β·Cross-border PaymentsΒ·Free tierΒ·< 1 hour

Best for

Solo founderAgencySMB

Use when

You receive payments from global platforms (Upwork, Fiverr, Amazon) or international clients, and want a USD card for online spending.

Skip when

You need the best conversion rates β€” Wise typically beats Payoneer on exchange rates for large transfers.

Payoneer is one of the oldest USD-receiving options available to African freelancers and is widely accepted. Withdrawal to Nigerian bank via Payoneer-to-bank transfer is straightforward.

Alternatives

Grey, Geegpay, Wise Business

Verified Apr 1, 2026