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Chapa

Payments infrastructure built for businesses in Ethiopia

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Works in AfricaAfrica-built

Accept local and international payments in Ethiopia through cards, bank transfers, and mobile money, with APIs, payment links, and checkout tools.

Facts about Chapa

Category
Payments
Availability
Works in Africa
Countries
🇪🇹Ethiopia
Pricing
Free tier
Typical setup time
1 day
Best for
Early-stage, SaaS, Ecommerce, SMB
Last verified
Sep 21, 2026

Use when

You need an Ethiopia-first checkout with local payment methods and developer APIs.

Skip when

Your business is not registered or operating in Ethiopia, or you need broad multi-country acquiring from one account.

The official pricing page lists transaction-based pricing with no setup or monthly fee. Complete business verification before live payments. Published rates (21 Sep 2026): about 3.5% for local Ethiopian merchants and roughly 1% for international merchants, with Visa and Mastercard carrying a higher rate of around 2.5% to 3% because of card network costs. Rates are negotiable at volume, reportedly toward 1.0% to 1.2%. Confirm before integrating.

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ArifPaySantimPayFlutterwave

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