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Payment gateways in Africa

Accept and move money across Africa

Payment gateways, merchant tools, and checkout solutions vetted to work in Nigeria, Ghana, Kenya, and beyond.

Works in Africa

Fully operational in at least one African country

Partial support

Works with workarounds, like a US/UK entity

Limited in Africa

Listed for awareness and comparison

Browse payments by country

🇳🇬 Nigeria🇬🇭 Ghana🇰🇪 Kenya🇿🇦 South Africa🇪🇬 Egypt🇷🇼 Rwanda
ToolAfrica supportMarketsPricingSetup
AnchorBanking as a Service for Nigerian fintechsWorks in AfricaNigeriaPaid2–5 daysChapaPayments infrastructure built for businesses in EthiopiaWorks in AfricaEthiopiaFree tier1 dayErcasNigerian payment infrastructure with multiple verticalsWorks in AfricaNigeriaFree tier1 dayFincraCross-border payment infrastructure for AfricaWorks in AfricaNigeria, GhanaPaid2–5 daysFlutterwavePayments infrastructure for all of AfricaWorks in AfricaNigeria, GhanaFree tier1 dayHubtelPayments, messaging, and commerce infrastructure for GhanaWorks in AfricaGhanaPaid1 dayIntaSendMobile-money collections and cross-border payouts for African productsWorks in AfricaKenya, UgandaFree tier< 1 hourInterswitchDigital payments and transaction infrastructure across AfricaWorks in AfricaNigeria, Pan-AfricanPaid2–5 daysKoraCollections, payouts, and settlement infrastructure across AfricaWorks in AfricaNigeria, GhanaPaid2–5 daysMTN MoMoMobile money across 17 African countriesWorks in AfricaNigeria, GhanaFree tier1 dayNombaBusiness payments and POS for NigeriaWorks in AfricaNigeriaFree tier1 dayOzowPay-by-bank infrastructure for South African businessesWorks in AfricaSouth AfricaPaid2–5 daysPaga EngineFull payment infrastructure for Nigerian businessesWorks in AfricaNigeriaFree tier2–5 daysPaystackAccept payments online in NigeriaWorks in AfricaNigeria, GhanaFree tier< 1 hourPeach PaymentsPayment gateway and orchestration for African merchantsWorks in AfricaSouth Africa, KenyaPaid2–5 daysPesapalM-Pesa, card, online, and in-store payments in KenyaWorks in AfricaKenyaPaid1 daySquad by GTCoPayments and transfers from GTBank's infrastructureWorks in AfricaNigeriaFree tier1 dayStartbuttonAccept payments across all African countriesWorks in AfricaNigeria, GhanaFree tier1 dayStitchEnterprise payments and checkout infrastructure for South AfricaWorks in AfricaSouth AfricaPaid2–5 days💳StripeThe world's most popular payment infrastructure for the internetPartial supportPan-AfricanPaid< 1 hourWaveZero-fee mobile money for West AfricaWorks in AfricaSenegal, Ivory CoastFree tier< 1 hourYocoOnline and in-person payments for South African businessesWorks in AfricaSouth AfricaFree tier1 day
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