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Flutterwave

Payments infrastructure for all of Africa

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Works in AfricaAfrica-built

Pan-African payments platform supporting cards, bank transfers, mobile money, and Barter. Strong multi-currency and cross-border capabilities across 30+ African countries.

Facts about Flutterwave

Category
Payments
Availability
Works in Africa
Countries
🇳🇬Nigeria🇬🇭Ghana🇰🇪Kenya🇿🇦South Africa🇪🇬Egypt🇹🇿Tanzania🇺🇬Uganda🇨🇮Ivory Coast🇸🇳Senegal🇲🇦Morocco🇹🇳Tunisia🇨🇲Cameroon🇷🇼RwandaPan-African
Pricing
Free tier
Typical setup time
1 day
Best for
Early-stage, SaaS, Ecommerce, SMB
Last verified
Sep 21, 2026

Use when

You need to collect payments across multiple African countries or need strong cross-border capabilities.

Skip when

You only operate in Nigeria - Paystack may offer a simpler, faster setup.

Full business registration and CAC documents required for Nigerian accounts. International settlement can take 2–5 business days. Published rates (21 Sep 2026): about 1.4% on local naira transactions, capped at ₦2,000. International cards 4.8%, raised from 3.8% in November 2024, plus roughly 1% to receive international payments. Naira-card transactions settle in naira regardless of the currency charged, under Nigerian dollarisation policy. Rates here have moved more than once; confirm before integrating.

Alternatives

PaystackInterswitchRemita

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