Skip to content
FounderStackAfrica
ExploreToolsGuidesStartups
FounderStackAfrica
ExploreToolsGuidesStartups
↑ ↓ to navigateEnter to openEsc to close
Back to tools

MTN MoMo

Mobile money across 17 African countries

Visit Website
Works in AfricaAfrica-built

MTN Mobile Money (MoMo) is the most widely used mobile money platform across francophone and anglophone Africa. Available in 17 African countries including Rwanda, Ghana, Uganda, Cameroon, and Ivory Coast. MTN MoMo API allows programmatic integration.

Facts about MTN MoMo

Category
Payments
Availability
Works in Africa
Countries
🇳🇬Nigeria🇬🇭Ghana🇰🇪Kenya🇿🇦South Africa🇨🇮Ivory Coast🇸🇳Senegal🇨🇲Cameroon🇺🇬Uganda🇿🇲Zambia🇦🇴Angola🇷🇼Rwanda🇹🇿TanzaniaPan-African
Pricing
Free tier
Typical setup time
1 day
Best for
Early-stage, SaaS, Ecommerce, SMB
Last verified
Apr 1, 2026May be outdated

Use when

You need to accept or send mobile money payments in Rwanda, Ghana, Uganda, Cameroon, or other MTN markets.

Skip when

You are building for Nigerian users - MTN MoMo has limited adoption in Nigeria compared to bank transfers.

API access requires MTN MoMo developer account and country-specific compliance. Rwanda MoMo is exceptionally popular - over 80% of Rwandan adults use it. Ghana has strong adoption too.

Alternatives

Airtel MoneyM-PESA (KE)Paga (NG)

Explore similar tools

Anchor

Banking as a Service for Nigerian fintechs

Works in Africa
Paid2–5 days

Chapa

Payments infrastructure built for businesses in Ethiopia

Works in Africa
Free tier1 day

Ercas

Nigerian payment infrastructure with multiple verticals

Works in Africa
Free tier1 day