Free accounting, invoicing, and expense tracking
Wave Accounting is a fully free accounting software with invoicing, expense tracking, receipt scanning, and financial reports. No credit card or subscription required. The free tier is not a trial - it stays free forever. Used by thousands of small businesses in Nigeria and Kenya. Payroll and payment processing are paid add-ons, but the core accounting and invoicing are 100% free.
Use when
You want professional invoicing and basic accounting for free - no subscriptions, no catch.
Skip when
You need multi-currency inventory management or advanced payroll - move to Zoho Books or QuickBooks at that point.
Wave is the default recommendation for any African founder who wants accounting without a monthly fee. Sending an invoice to a client in USD, GBP, or EUR is straightforward.
Alternatives
