Cloud accounting software loved by accountants in Africa and beyond
Xero is a cloud accounting platform popular with small businesses and accountants globally. Covers invoicing, bank reconciliation, payroll, expense claims, and financial reporting. Strong multi-currency support. Particularly popular in South Africa and Kenya where accounting firms frequently recommend it.
Best for
Use when
Your accountant uses Xero, or you're based in South Africa or Kenya and want a platform with strong local accounting firm support.
Skip when
You're Nigerian and primarily invoicing in Naira — Wave Accounting or Zoho Books handles NGN better. Xero is strongest where it has local accountant networks.
Xero has strong adoption among South African and Kenyan accountants — if your accountant uses Xero, it's worth aligning. Plans start at ~$15/month. International card required.
Alternatives
Wave Accounting, Zoho Books, FreshBooks
Accounting and invoicing for freelancers and agencies
Open-source invoicing you can self-host for free
Free accounting, invoicing, and expense tracking