FounderStack Africa

Best payment gateways for startups in Kenya

Compare providers for accepting local and international payments. Review market coverage, setup time, pricing access, and the situations each option suits.

Listed options
12
Country-specific
9
Africa-built
10
Free tier
6

Compare your options

Country-specific listings appear first, followed by Pan-African listings.

IntaSend

Mobile-money collections and cross-border payouts for African products

Kenya listedWorks in AfricaAfrica-builtFree tier

Best for: Early-stage, SaaS, Ecommerce

< 1 hour setupVerified Aug 2026
Review IntaSend

Kora

Collections, payouts, and settlement infrastructure across Africa

Kenya listedWorks in AfricaAfrica-builtPaid

Best for: SaaS, Ecommerce, SMB

2–5 days setupVerified Aug 2026
Review Kora

Peach Payments

Payment gateway and orchestration for African merchants

Kenya listedWorks in AfricaAfrica-builtPaid

Best for: Ecommerce, SaaS, SMB

2–5 days setupVerified Aug 2026
Review Peach Payments

Pesapal

M-Pesa, card, online, and in-store payments in Kenya

Kenya listedWorks in AfricaAfrica-builtPaid

Best for: Ecommerce, SMB

1 day setupVerified Aug 2026
Review Pesapal

Fincra

Cross-border payment infrastructure for Africa

Kenya listedWorks in AfricaAfrica-builtPaid

Best for: SaaS, Early-stage, Ecommerce

2–5 days setupVerified Apr 2026
Review Fincra

Flutterwave

Payments infrastructure for all of Africa

Kenya listedWorks in AfricaAfrica-builtFree tier

Best for: Early-stage, SaaS, Ecommerce

1 day setupVerified Apr 2026
Review Flutterwave

MTN MoMo

Mobile money across 17 African countries

Kenya listedWorks in AfricaAfrica-builtFree tier

Best for: Early-stage, SaaS, Ecommerce

1 day setupVerified Apr 2026
Review MTN MoMo

Paystack

Accept payments online in Nigeria

Kenya listedWorks in AfricaAfrica-builtFree tier

Best for: Early-stage, SaaS, Ecommerce

< 1 hour setupVerified Apr 2026
Review Paystack

Startbutton

Accept payments across all African countries

Kenya listedWorks in AfricaAfrica-builtFree tier

Best for: Early-stage, SaaS, Ecommerce

1 day setupVerified Apr 2026
Review Startbutton

Interswitch

Digital payments and transaction infrastructure across Africa

Pan-African listingWorks in AfricaAfrica-builtPaid

Best for: Ecommerce, SaaS, SMB

2–5 days setupVerified Aug 2026
Review Interswitch

Wave

Zero-fee mobile money for West Africa

Pan-African listingWorks in AfricaFree tier

Best for: Early-stage, SMB, Solo founder

< 1 hour setupVerified Apr 2026
Review Wave

Stripe

The world's most popular payment infrastructure for the internet

Pan-African listingPartial supportPaid

Best for: SaaS, Ecommerce, Solo founder

< 1 hour setupVerified Apr 2026
Review Stripe

Frequently asked questions

Which payment gateways work in Kenya?

FounderStack Africa currently lists 12 payment gateways with explicit Kenya or Pan-African listings. Open a profile to review its coverage, use case, limitations, and verification details.

How should I choose a payment provider in Kenya?

Start with local payment methods, settlement options, business eligibility. Then confirm current eligibility, pricing, and country support directly with the provider.

Does a listing guarantee availability in Kenya?

No. Availability and requirements can change. FounderStack Africa records country coverage and verification notes, but you should confirm current terms with the provider before committing.

More startup resources for Kenya

Payments in other markets