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Paga Engine

Verified

Full payment infrastructure for Nigerian businesses

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Paga Engine is the B2B infrastructure arm of Paga — Nigeria's largest mobile money operator. It provides bill payments, airtime, bank transfers, collections, and full business management APIs. Powers hundreds of fintech products in Nigeria.

🇳🇬Nigeria

·Payments·Free tier·2–5 days

Best for

SaaSSMBEarly-stage

Use when

You need to embed bill payments, airtime top-up, or collections into a Nigerian product without building everything from scratch.

Skip when

You only need a simple card payment gateway — Paystack is faster to integrate for that.

Paga Engine requires a business registration and compliance review before going live. Sandbox testing is available immediately. Very strong for bill payment use cases.

Alternatives

Flutterwave, Interswitch, Fincra

Verified Apr 1, 2026