Full payment infrastructure for Nigerian businesses
Paga Engine is the B2B infrastructure arm of Paga — Nigeria's largest mobile money operator. It provides bill payments, airtime, bank transfers, collections, and full business management APIs. Powers hundreds of fintech products in Nigeria.
Best for
Use when
You need to embed bill payments, airtime top-up, or collections into a Nigerian product without building everything from scratch.
Skip when
You only need a simple card payment gateway — Paystack is faster to integrate for that.
Paga Engine requires a business registration and compliance review before going live. Sandbox testing is available immediately. Very strong for bill payment use cases.
Alternatives
Flutterwave, Interswitch, Fincra