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Paga Engine

Full payment infrastructure for Nigerian businesses

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Works in AfricaAfrica-built

Paga Engine is the B2B infrastructure arm of Paga - Nigeria's largest mobile money operator. It provides bill payments, airtime, bank transfers, collections, and full business management APIs. Powers hundreds of fintech products in Nigeria.

Facts about Paga Engine

Category
Payments
Availability
Works in Africa
Countries
🇳🇬Nigeria
Pricing
Free tier
Typical setup time
2–5 days
Best for
SaaS, SMB, Early-stage
Last verified
Apr 1, 2026May be outdated

Use when

You need to embed bill payments, airtime top-up, or collections into a Nigerian product without building everything from scratch.

Skip when

You only need a simple card payment gateway - Paystack is faster to integrate for that.

Paga Engine requires a business registration and compliance review before going live. Sandbox testing is available immediately. Very strong for bill payment use cases.

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FlutterwaveInterswitchFincra

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